A new financial operating
system for the professional builder.

Construction projects shouldn’t require Builders to become financial middlemen. Ledgerwise creates a dedicated project account structure that lets money move where it belongs—through the project itself. Owners gain security, Builders avoid becoming the bank, and trade partners get paid faster.

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Who Ledgerwise is for

Built for everyone on the project.

Same dedicated project account, four points of view. Switch between roles to see how Ledgerwise looks from each side of the table.

For the Professional Builder

Financial infrastructure as serious as your craft.

As your projects and business grow, so does the responsibility of managing client funds. Ledgerwise gives you the financial infrastructure to match the caliber of your work.

A dedicated deposit account for every project where funds don’t have to sit on your balance sheet

Every project becomes its own financial ecosystem with its own ledger that is separate from your business General Ledger

Run your business and manage project funds with confidence and professional-grade control

How it works

Three simple steps.

You don’t change how you build. You change how money moves.

Step 01

Create a dedicated project account.

Every project gets its own jointly-controlled FDIC-insured bank account from day one. Project Owner funds don’t have to sit on your balance sheet. Funds stay separate from your operating account and from every other project. You no longer have to be the bank.

Funds held in a regulated, member FDIC-insured bank

See every dollar in and every dollar out

Create a connection between the project and institutional-grade payment rails

Step 02

Collect, track, and approve invoices.

Code every invoice to the budget. Make changes in real-time. Everyone operates off of a single source of truth for the project.

Automate manual data entry with AI automation

Manage approvals and permissions at every level

Project Owner and Lender Payment Request packages in one click

Step 03

Send payment straight to the intended recipient.

Funds move only to verified businesses with insurance, license, and full lien waiver compliance.

Send funds instantly via Real-Time Payments

Full audit trail per project, by default

Financial reporting for all parties

Ready to put your projects on Ledgerwise?

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Frequently asked

Your questions, answered.

The things builders, owners, and lenders ask us most often. Don’t see yours? Ask us directly.

Ledgerwise is financial infrastructure built specifically for construction projects. We create dedicated project account structures and governed payment workflows so project funds can be professionally managed without having to move through a builder’s operating business.

Still have questions?