The Financial Controller for
Every Construction Project.

Every construction project needs financial control—not another financial middleman. Ledgerwise creates a dedicated financial infrastructure for each project, managing how funds are held, approved, and paid from start to finish. Owners gain security, Builders avoid becoming the bank, and trade partners get paid faster.

01 · Today

The legacy pay chain.

Every project owner wires capital into the same builder operating account. Three projects, one balance — commingled the moment it arrives. Payments then fan back out to the trades with nothing tying a dollar to the project it came from.

Project Owner /Lender 1Project Owner /Lender 2Project Owner /Lender 3$6M$6M$6MBuilder Operating AccountONE ACCOUNT · ALL PROJECTS$0MCOMMINGLED$15M outSubcontractors, suppliers, and service providersEvery payment depends on the builder’s solvency and discipline
Commingled on arrival$18M of client capital lands in one operating account.
02 · With Ledgerwise

The Ledgerwise pay chain.

Each owner funds a dedicated Project Deposit Account. The same subcontractors and suppliers work across several projects — and each one is paid out of the account for the project they worked on, so every dollar stays attributable. Only earned revenue reaches the builder.

Project Owner /Lender 1Project Owner /Lender 2Project Owner /Lender 3$6M$6M$6MBUILDER-CONTROLLED · EVERY RELEASE APPROVEDSubcontractors, suppliers, and service providersProject DepositAccount 1Project DepositAccount 2Project DepositAccount 3$5M$5M$5M$3MBuilder Operating AccountEARNED REVENUE ONLYNO CLIENT CAPITAL HELDBuilder OverheadBuilder Net Income
Segregated by projectOne Project Deposit Account per project, funded by that project’s owner.
Who Ledgerwise is for

Built for everyone on the project.

Same dedicated project account, four points of view. Switch between roles to see how Ledgerwise looks from each side of the table.

For the Professional Builder

Financial infrastructure as serious as your craft.

As your projects and business grow, so does the responsibility of managing client funds. Ledgerwise gives you the financial infrastructure to match the caliber of your work.

A dedicated deposit account for every project where funds don’t have to sit on your balance sheet
Every project becomes its own financial ecosystem with its own ledger that is separate from your business General Ledger
Run your business and manage project funds with confidence and professional-grade control
Ledgerwise dashboard for builders
How it works

Three simple steps.

You don’t change how you build. You change how money moves.

01
Step 01

Create a dedicated project account.

Every project gets its own jointly-controlled FDIC-insured bank account from day one. Project Owner funds don’t have to sit on your balance sheet. Funds stay separate from your operating account and from every other project. You no longer have to be the bank.

Funds held in a regulated, member FDIC-insured bank
See every dollar in and every dollar out
Create a connection between the project and institutional-grade payment rails
Dedicated project account
Review and approve a payment request
02
Step 02

Collect, track, and approve invoices.

Code every invoice to the budget. Make changes in real-time. Everyone operates off of a single source of truth for the project.

Automate manual data entry with AI automation
Manage approvals and permissions at every level
Project Owner and Lender Payment Request packages in one click
03
Step 03

Send payment straight to the intended recipient.

Funds move only to verified businesses with insurance, license, and full lien waiver compliance.

Send funds instantly via Real-Time Payments
Full audit trail per project, by default
Financial reporting for all parties
Project transaction history
Ready to put your projects on Ledgerwise?
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Frequently asked

Your questions, answered.

The things builders, owners, and lenders ask us most often. Don’t see yours? Ask us directly.

Ledgerwise is financial infrastructure built specifically for construction projects. We create dedicated project account structures and governed payment workflows so project funds can be professionally managed without having to move through a builder’s operating business.
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